Apply KPR

Temukan produk finansial sesuai kebutuhanmu di satu platform

Rasakan kemudahan akses ke berbagai solusi produk finansial di Ringkas

Tentang Layanan Ringkas

Ringkas memudahkan pengajuan berbagai produk keuangan kepada mitra lembaga jasa keuangan, seperti KPR Primary (properti baru), KPR Secondary (properti bekas), KPR Take Over, dan KPR Take Over Top Up serta Kredit Multiguna dengan jaminan aset.

Platform Ringkas dilengkapi fitur simulasi cicilan untuk membantu pengguna menilai kemampuan. Seluruh proses, mulai dari simulasi hingga pengajuan ke beberapa lembaga keuangan (LJK) dapat dilakukan langsung.

Kami memfasilitasi proses pengajuan produk finansial dari awal hingga akhir agar lebih cepat dan ringkas – dengan dukungan teknologi serta mitra terpercaya, demi menghadirkan pengalaman konsumen yang lebih baik.

Mengapa Memilih Ringkas

Dengan menggunakan Ringkas, pengguna mendapatkan berbagai keuntungan seperti:

  • Proses lebih cepat dan efisien
    berkat platform digital terpadu.
  • Akses ke berbagai pilihan produk
    dan suku bunga kompetitif
    dari banyak mitra LJK dalam satu platform.
  • Panduan yang jelas dan transparan,
    sehingga pengguna lebih percaya diri dalam mengambil keputusan finansial.
  • Keamanan data terjamin,
    karena Platform Ringkas telah tersertifikasi ISO 27001 dalam sistem manajemen keamanan informasi.​

People behind Ringkas

Ringkas is built by passionate founders from Google, Amazon, and Dell with backgrounds in tech who have scaled product and digital businesses worldwide.

Indonesia has millions of home seekers and over 12,000 developers on one side; on the other side, over 1,200 banks and financial institutions. The secret sauce to unlocking this opportunity is to leverage technology to connect all the players in the industry in a simple, fast, and customer-obsessed way.

Ilya Krastov

Co-Founder

We came together and started Ringkas to make an impact on simplifying the home financing journey for millions of people in Indonesia and South East Asia. We found customers struggle with home financing due to a lack of customer obsession, transparency, and lack of proof of financing. We are looking to solve that.

Leroy Pinto

Co-Founder

Proses pengajuan KPR saat ini masih banyak mengandalkan metode tradisional yang memerlukan tingkat interaksi offline yang tinggi. Kami ingin meningkatkan efisiensi dan mengurangi beban kerja bagi profesional yang terlibat agar dapat fokus pada hal-hal yang penting. Oleh karena itu, kami akan mengintegrasikan solusi teknologi kami secara mulus ke dalam alur kerja saat ini agar lebih “Ringkas”. Kami percaya bahwa ini dapat membantu dalam mempermudah transisi dan mendorong perkembangan KPR dan penjualan rumah di Indonesia secara luas.

Yoko Simon

Co-Founder

Shelter is a basic physiological need that every person should have access to. It unlocks the pursuit of entrepreneurship, career ambition, family, education, and more. Homeownership has been a building block for the advancement of economies, and this is why we believe Ringkas’ application of financial technology to homeownership has the potential to be a multi-billion dollar journey with massive social impact

Khailee Ng

Managing Partner at 500 Global

We came together and started Ringkas to make an impact on simplifying the home financing journey for millions of people in Indonesia and South East Asia. We found customers struggle with home financing due to a lack of customer obsession, transparency, and lack of proof of financing. We are looking to solve that.

 

Leroy Pinto

Co-Founder of Ringkas

Indonesia has millions of home seekers and over 12,000 developers on one side; on the other side, over 1,200 banks and financial institutions. The secret sauce to unlocking this opportunity is to leverage technology to connect all the players in the industry in a simple, fast, and customer-obsessed way

 

Ilya Kravtsov

Co-Founder of Ringkas

Shelter is a basic physiological need that every person should have access to. It unlocks the pursuit of entrepreneurship, career ambition, family, education, and more. Homeownership has been a building block for the advancement of economies, and this is why we believe Ringkas’ application of financial technology to homeownership has the potential to be a multi-billion dollar journey with massive social impact

 

Khailee Ng

Managing Partner at 500 Global

Working with leading investors

We are working with VCs and prominent angel investors who have built FinTech platforms for millions of people in Indonesia and the US.

Visit us!

Kota Kasablanka Office 88, Lt. 15, Jl. Casablanca Raya No.Kav. 88, RT.16/RW.5, Menteng Dalam, Kec. Tebet, Kota Jakarta Selatan, Daerah Khusus Ibukota Jakarta 12870

Get in Touch

Help us build a life changing platform for those searching for a home.